Supercar Insurance — Why Cheap Isn’t Always Cheerful

It’s an all-too-familiar story. You spend months hunting down the right car and you’ve finally found the perfectly specced Tailor Made masterpiece, or that PTS Porsche in the colour you’ve always wanted. You’re beaming with excitement, then hop online, punch your details into a comparison site, and click the cheapest quote. Job done, right?

Well, not quite.

Those bargain policies are designed for the everyday car market: commuter hatchbacks, school-run SUVs, the sort of things you’ll find stacked up in the office car park. For those people, those policies are financially accessible, but when it comes to valuable, rare or even irreplaceable cars, they can leave you badly exposed.

This is where a specialist like First Point Insurance makes all the difference. So many Supercar Driver members already use and swear by First Point, because they understand the enthusiast world inside out, they understand how to keep you and yours protected, and they don’t cost the Earth either.

Here’s why it matters:

Agreed Value vs. Market Value


Online insurers tend to cover your car at “market value” — a figure that, when tested, often feels like it was plucked from the bargain pages of Auto Trader. Agreeing on the value with a specialist insurer upfront means that, if the worst happens, you’re not left arguing with an assessor who thinks your 458 Speciale is worth the same as a moon-mileage Cat S 458 Italia.

Like-for-Like Repairs


Cheap policies often insist on non-OEM parts and “preferred” repair networks. First Point works with the very best manufacturer-approved specialists and marque experts who use OEM parts, so if your Porsche, Aston or McLaren needs attention, it gets exactly that, not a backstreet substitute.

Flexible for Collectors


Insuring multiple cars online usually means multiple headaches and multiple policies. First Point can wrap an entire collection into one seamless policy, saving paperwork and ensuring each car is treated with the same level of care.

Beyond Cars


Many of our members also cover homes, businesses and even specialist items through First Point. The benefit? Everything under one roof. One insurer who understands the bigger picture and offers protection that matches your lifestyle.

Service When You Need It Most


The true test of an insurer isn’t when you’re paying the premium — it’s when you need to claim. Online call centres and generic scripts don’t cut it. First Point provides personal service with a dedicated team for Supercar Driver members, and expert guidance at the moment you need it most.

In short, while online quotes may look appealing, they’re built for the masses. When you’re protecting assets that mean more than money, there’s real value in working with people who get it. That said, First Point always offer the best value possible for the level of cover, and there are occasions where they will be the cheapest option for a client, while also offering the best policy, so it’s always worth a call to see how they can help you.

Generally, in the world of specialist cars, cheap isn’t cheerful — it’s risky. And that’s exactly why so many Supercar Driver members choose value over cost, and in turn, First Point Insurance.

First Point Insurance have a dedicated team for Supercar Driver members, and an exclusive member offer of 5% cashback on car or home insurance. To find out what they can do for you, give them a call on 01604 498071.